- Covered By Us
- Insurance
- Whole Life Insurance
Whole Life Insurance
Get a quick whole life insurance quote online
What Is Whole Life Insurance?
Whole life insurance is a life insurance policy that provides lifelong protection as long as the premiums are paid. It is a permanent life insurance policy. Whole life also contains a savings component where cash value may accumulate.
The benefits are paid out to dependents upon the insured’s death. Covered By Us offers reliable whole life insurance that will protect you and your family.
How Much Life Insurance Coverage Do I Need?
Everyone is different. You will need to choose the amount of coverage that works best for you and your family’s needs. Whole life insurance policies with Covered By Us allow you to choose from a list of options for your coverage amount.
When deciding on an amount, consider how much money your loved ones may need. Think about immediate expenses and future expenses. Let us help you figure out how much insurance you may need. We will give you a customized life insurance quote that is based on you, your family, and your financial situation.
Benefits of Whole Life Insurance
- Premium amounts don’t change
- Premiums are partially determined based on the age of the policyholder
- You can borrow against the cash value
- Provides coverage for the life of the policyholder
Once you buy whole life insurance, it’s insurance for the rest of your life, and the insurance rate is guaranteed to stay the same, even as you age or your health status changes.
What is the Average Cost of Whole Life Insurance?
The cost of your whole life policy is determined by several factors, including:
- How much coverage you choose
- Your age
- Health
- The type of whole life insurance policy you need
The experienced insurance agents at Covered By Us can give you a free whole life insurance quote.
Get a Free Whole Life Insurance Quote
Protect your family. Covered By Us offers premium, affordable whole life insurance that will give you peace of mind. You can request a free life insurance quote online, over the phone at 626-858-0071, or by visiting one of our many locations. Get your free quote today. Don’t wait until it’s too late.