Motorcycle Insurance

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Protect Yourself with Motorcycle Insurance and Enjoy the Ride

Your motorcycle says a lot about you. After all, it’s one of your most prized possessions. That’s why you should protect your motorcycle with full motorcycle insurance coverage from Covered By Us. Because many of us are riders too, we treat every client as a valued friend.

And, if you’re concerned about being a hard-to-insure rider, your Covered By Us agent can help you find the best motorcycle insurance coverage to protect you and meet your state’s liability requirements.

Customize Your Motorcycle Insurance

Like the car insurance options we offer, Covered By Us is your one-stop-shop for the best motorcycle insurance at the best price. Our local advisors will help you find the policy that best suits your needs and your wallet. Our access to a wide range of insurance carriers gives you the flexibility to choose the coverage that’s right for you.

Discounts on motorcycle insurance are available for more experienced riders. Ask an Covered By Us advisor about discounts for insuring multiple motorcycles or scooters, completing an approved motorcycle training and safety course, or for being a mature rider. Protect yourself and your investment with our wide range of motorcycle insurance options at great rates.

Coverage Options

The most common types of coverage include Bodily Injury and Property Damage Liability, Comprehensive and Collision, Uninsured/Underinsured Motorist, and Roadside Assistance.

Coverage Required in Most States

Mandatory motorcycle insurance requirements vary by state. Covered By Us motorcycle insurance policies are designed to comply with all state-specific mandatory requirements.

Bodily Injury Liability

Reimburses bodily injury expenses, including hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures someone else, other than a guest passenger.

Property Damage Liability

Provides reimbursement to repair someone else’s vehicle when you’re determined to be responsible for damages after an accident.

Guest Passenger Liability

Specifically covers a guest passenger riding with you on your motorcycle.

Uninsured/Underinsured Motorist Coverage (required in some states)

Provides reimbursement for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Types of Motorcycles Covered by Motorcycle Insurance

Covered By Us offers low-cost insurance for all types of motorcycles and motorbikes, including: